Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Texhoma Mortgage Calculator

Estimate your true cost of homeownership in Texhoma with localized property taxes, insurance, and utility data.

← Back to Texhoma Hub
Est. Total Monthly Cost
$1,297
P&I Payment$892
Taxes & Ins$141
Utilities$263
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Texhoma scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$167,098
Local Median: $167,098
$33,420 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,297

Monthly Breakdown

Principal & Interest
$892
Property Taxes
$78
Homeowners Ins.
$63
Utilities
$263

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$187,561

Local Housing Facts for Texhoma

  • ·Median home value: $167,098 (adjusted for current market conditions)
  • ·Est. property taxes: $938/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $758/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,156/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Texhoma?

Based on the local median home value, estimated real estate property taxes in Texhoma are around $938 per year.

What is the average home price in Texhoma?

The median home value in Texhoma is currently estimated at $167,098.

How much does homeowners insurance cost in Texhoma?

For a median priced home, homeowners insurance in Texhoma averages around $758 annually.

What is the true total cost of owning a home in Texhoma?

True homeownership costs go beyond principal and interest. In Texhoma, a typical homeowner with a median-priced home of $167,098 can expect to pay roughly $938/yr in property taxes, $758/yr for homeowners insurance, and $3,156/yr in energy utilities. That adds approximately $404 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.