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Three Points Mortgage Calculator

Estimate your true cost of homeownership in Three Points with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,478
P&I Payment$1,150
Taxes & Ins$146
Utilities$182
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Mortgage Details

$218,897
Local Median: $218,897
$43,779 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,478

Monthly Breakdown

Principal & Interest
$1,150
Property Taxes
$78
Homeowners Ins.
$68
Utilities
$182

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$238,941

Local Housing Facts for Three Points

  • ·Median home value: $218,897 (adjusted for current market conditions)
  • ·Est. property taxes: $935/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $813/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,189/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Three Points?

Based on the local median home value, estimated real estate property taxes in Three Points are around $935 per year.

What is the average home price in Three Points?

The median home value in Three Points is currently estimated at $218,897.

How much does homeowners insurance cost in Three Points?

For a median priced home, homeowners insurance in Three Points averages around $813 annually.

What is the true total cost of owning a home in Three Points?

True homeownership costs go beyond principal and interest. In Three Points, a typical homeowner with a median-priced home of $218,897 can expect to pay roughly $935/yr in property taxes, $813/yr for homeowners insurance, and $2,189/yr in energy utilities. That adds approximately $328 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.