Local
Learn about the people, housing, costs and businesses in Timber Lake, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Timber Lake.
True all-in cost — P&I, taxes, insurance & utilities for homes in Timber Lake.
Find and compare lenders active near Timber Lake.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Timber Lake.
Seismic risk and earthquake insurance estimates for Timber Lake.
Wildfire exposure and insurance estimates for Timber Lake.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Timber Lake is approximately 6.832% (6.866% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Timber LakeThe median home value in Timber Lake is $87k. The median monthly rent is $650. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $693/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Timber Lake is $61k/year.
Calculate your buying powerThe largest employment sectors in Timber Lake are public administration (29%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.