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Learn about the people, housing, costs and businesses in Tolstoy, South Dakota
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Tolstoy.
True all-in cost — P&I, taxes, insurance & utilities for homes in Tolstoy.
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Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Tolstoy.
Seismic risk and earthquake insurance estimates for Tolstoy.
Wildfire exposure and insurance estimates for Tolstoy.
As of today, the 30-year fixed mortgage rate for Tolstoy is approximately 6.968% (7.007% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for TolstoyThe median home value in Tolstoy is $121k. The median monthly rent is $1,008. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $719/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Tolstoy is $72k/year.
Calculate your buying powerThe largest employment sectors in Tolstoy are public administration (18%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.