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Learn about the people, housing, costs and businesses in Tomales, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Tomales.
True all-in cost — P&I, taxes, insurance & utilities for homes in Tomales.
Find and compare lenders active near Tomales.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Tomales.
Seismic risk and earthquake insurance estimates for Tomales.
Wildfire exposure and insurance estimates for Tomales.
As of today, the 30-year fixed mortgage rate for Tomales is approximately 6.893% (6.935% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for TomalesThe median home value in Tomales is $1.6M. The median monthly rent is $1,903. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Tomales have increased 2.1% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,958/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $84k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Tomales is $114k/year.
Calculate your buying powerThe largest employment sectors in Tomales are public administration (25%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.