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Learn about the people, housing, costs and businesses in Torrey, Utah
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Torrey.
True all-in cost — P&I, taxes, insurance & utilities for homes in Torrey.
Find and compare lenders active near Torrey.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Torrey.
Seismic risk and earthquake insurance estimates for Torrey.
Wildfire exposure and insurance estimates for Torrey.
As of today, the 30-year fixed mortgage rate for Torrey is approximately 6.886% (6.922% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for TorreyThe median home value in Torrey is $412k. The median monthly rent is $884. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Torrey have decreased 0.1% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $677/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $29k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Torrey is $77k/year.
Calculate your buying powerThe largest employment sectors in Torrey are wholesale trade (19%) and public administration (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.