Safe Rate Local

Traverse

Learn about the people, housing, costs and businesses in Traverse

Median Home$343,738
Median Rent$1,208/month
Population155,449
Leading IndustriesWholesale Trade · Healthcare9% wholesale trade
Home Value Growth⬆⬆+20.1% over 2 years
Retirees24% of residentswell above average
Homeowners82% of occupied units
Traverse City

Frequently Asked Questions

What are today's mortgage rates in Traverse?

Mortgage rates for Traverse are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.

View current rates for Traverse
What is the median home price in Traverse?

The median home value in Traverse is $344k. The median monthly rent is $1,208. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Traverse?

Home values in Traverse have increased 20.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Traverse?

Based on a typical all-in ownership cost of $1,172/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Traverse is $85k/year.

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What industries drive the economy in Traverse?

The largest employment sectors in Traverse are public administration (25%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.