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Travis County Mortgage Calculator

Estimate your true cost of homeownership in Travis County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,305
P&I Payment$3,318
Taxes & Ins$788
Utilities$200

Mortgage Details

$628,068
Local Median: $628,068
$125,614 (20%)
%

Local Area Costs

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Monthly$4,305

Monthly Breakdown

Principal & Interest
$3,318
Property Taxes
$613
Homeowners Ins.
$174
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$691,871

Local Housing Facts for Travis County

  • ·Median home value: $628,068 (adjusted for current market conditions)
  • ·Est. property taxes: $7,361/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,089/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Travis County?

Based on the local median home value, estimated real estate property taxes in Travis County are around $7,361 per year.

What is the average home price in Travis County?

The median home value in Travis County is currently estimated at $628,068.

How much does homeowners insurance cost in Travis County?

For a median priced home, homeowners insurance in Travis County averages around $2,089 annually.

What is the true total cost of owning a home in Travis County?

True homeownership costs go beyond principal and interest. In Travis County, a typical homeowner with a median-priced home of $628,068 can expect to pay roughly $7,361/yr in property taxes, $2,089/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $988 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.