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Cost of Living in Treasure Island

Is it better to rent or buy in Treasure Island? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$83,254
$1,633/mo

Median in area: $1,633

$651,850

Median in area: $651,850

$130,370

If you Rent

$1,786 /mo
Base Rent$1,633
Est. Utilities$153
% of Income25.7%
Pre-tax Residual$5,152

If you Buy

$4,221 /mo
P&I (6.847%)$3,416
Taxes & Ins$652
Est. Utilities$153
% of Income60.8%
Pre-tax Residual$2,717

Cost of Living FAQs

Is it cheaper to rent or buy in Treasure Island?

Based on median housing data, renting is currently more affordable on a monthly basis in Treasure Island. The estimated all-in monthly cost for renting is $1,786, while owning a median-priced home with a 20% down payment is roughly $4,221 per month (a difference of $2,435).

How much do utilities cost in Treasure Island?

The average monthly utility cost (electricity and natural gas) for a typical home in Treasure Island is approximately $153. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Treasure Island?

To comfortably afford the median rent and utilities in Treasure Island without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $71,440 per year.