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Cost of Living in Umatilla County

Is it better to rent or buy in Umatilla County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$68,527
$1,021/mo

Median in area: $1,021

$284,974

Median in area: $284,974

$56,995

If you Rent

🔑
$1,176 /mo
Base Rent$1,021
Est. Utilities$155
% of Income20.6%
Pre-tax Residual$4,535

If you Buy

🏠
$1,951 /mo
P&I (7.027%)$1,521
Taxes & Ins$275
Est. Utilities$155
% of Income34.2%
Pre-tax Residual$3,760

Compare Nearby Areas

See how Umatilla County stacks up against neighboring areas.

countyBenton County, WA
$1,416/mo
countyGrant County, OR
$785/mo
countyWalla Walla County, WA
$1,217/mo
countyMorrow County, OR
$1,050/mo
countyUnion County, OR
$1,024/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Umatilla County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Umatilla County. The estimated all-in monthly cost for renting is $1,176, while owning a median-priced home with a 20% down payment is roughly $1,951 per month (a difference of $775).

How much do utilities cost in Umatilla County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Umatilla County is approximately $155. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Umatilla County?›

To comfortably afford the median rent and utilities in Umatilla County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $47,040 per year.