Local
Learn about the people, housing, costs and businesses in Umbarger, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Umbarger.
True all-in cost — P&I, taxes, insurance & utilities for homes in Umbarger.
Find and compare lenders active near Umbarger.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Umbarger.
Seismic risk and earthquake insurance estimates for Umbarger.
Wildfire exposure and insurance estimates for Umbarger.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Umbarger is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for UmbargerThe median home value in Umbarger is $378k. The median monthly rent is $1,016. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Umbarger have increased 7.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,217/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $52k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Umbarger is $98k/year.
Calculate your buying powerThe largest employment sectors in Umbarger are public administration (19%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.