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Union Center Mortgage Calculator

Estimate your true cost of homeownership in Union Center with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,430
P&I Payment$906
Taxes & Ins$272
Utilities$253
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Mortgage Details

$170,018
Local Median: $170,018
$34,004 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,430

Monthly Breakdown

Principal & Interest
$906
Property Taxes
$214
Homeowners Ins.
$57
Utilities
$253

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$190,048

Local Housing Facts for Union Center

  • ·Median home value: $170,018 (adjusted for current market conditions)
  • ·Est. property taxes: $2,571/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $689/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,031/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Union Center?

Based on the local median home value, estimated real estate property taxes in Union Center are around $2,571 per year.

What is the average home price in Union Center?

The median home value in Union Center is currently estimated at $170,018.

How much does homeowners insurance cost in Union Center?

For a median priced home, homeowners insurance in Union Center averages around $689 annually.

What is the true total cost of owning a home in Union Center?

True homeownership costs go beyond principal and interest. In Union Center, a typical homeowner with a median-priced home of $170,018 can expect to pay roughly $2,571/yr in property taxes, $689/yr for homeowners insurance, and $3,031/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.