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Cost of Living in Union County

Is it better to rent or buy in Union County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$74,571
$786/mo

Median in area: $786

$173,714

Median in area: $173,714

$34,743

If you Rent

🔑
$1,028 /mo
Base Rent$786
Est. Utilities$242
% of Income16.5%
Pre-tax Residual$5,186

If you Buy

🏠
$1,358 /mo
P&I (7.122%)$936
Taxes & Ins$180
Est. Utilities$242
% of Income21.9%
Pre-tax Residual$4,856

Compare Nearby Areas

See how Union County stacks up against neighboring areas.

countyButler County, OH
$1,330/mo
countyPreble County, OH
$868/mo
countyFranklin County, IN
$879/mo
countyWayne County, IN
$813/mo
countyFayette County, IN
$890/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Union County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Union County. The estimated all-in monthly cost for renting is $1,028, while owning a median-priced home with a 20% down payment is roughly $1,358 per month (a difference of $330).

How much do utilities cost in Union County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Union County is approximately $242. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Union County?›

To comfortably afford the median rent and utilities in Union County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $41,120 per year.