Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Union County Mortgage Calculator

Estimate your true cost of homeownership in Union County with localized property taxes, insurance, and utility data.

← Back to Union County Hub
Est. Total Monthly Cost
$1,059
P&I Payment$681
Taxes & Ins$159
Utilities$219
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Union County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$127,987
Local Median: $127,987
$25,597 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,059

Monthly Breakdown

Principal & Interest
$681
Property Taxes
$78
Homeowners Ins.
$81
Utilities
$219

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$142,818

Local Housing Facts for Union County

  • ·Median home value: $127,987 (adjusted for current market conditions)
  • ·Est. property taxes: $936/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $969/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,629/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Union County?

Based on the local median home value, estimated real estate property taxes in Union County are around $936 per year.

What is the average home price in Union County?

The median home value in Union County is currently estimated at $127,987.

How much does homeowners insurance cost in Union County?

For a median priced home, homeowners insurance in Union County averages around $969 annually.

What is the true total cost of owning a home in Union County?

True homeownership costs go beyond principal and interest. In Union County, a typical homeowner with a median-priced home of $127,987 can expect to pay roughly $936/yr in property taxes, $969/yr for homeowners insurance, and $2,629/yr in energy utilities. That adds approximately $378 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.