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Union County Mortgage Calculator

Estimate your true cost of homeownership in Union County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,294
P&I Payment$1,703
Taxes & Ins$377
Utilities$214
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Mortgage Details

$321,758
Local Median: $321,758
$64,352 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,294

Monthly Breakdown

Principal & Interest
$1,703
Property Taxes
$263
Homeowners Ins.
$114
Utilities
$214

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$355,748

Local Housing Facts for Union County

  • ·Median home value: $321,758 (adjusted for current market conditions)
  • ·Est. property taxes: $3,159/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,367/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,563/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Union County?

Based on the local median home value, estimated real estate property taxes in Union County are around $3,159 per year.

What is the average home price in Union County?

The median home value in Union County is currently estimated at $321,758.

How much does homeowners insurance cost in Union County?

For a median priced home, homeowners insurance in Union County averages around $1,367 annually.

What is the true total cost of owning a home in Union County?

True homeownership costs go beyond principal and interest. In Union County, a typical homeowner with a median-priced home of $321,758 can expect to pay roughly $3,159/yr in property taxes, $1,367/yr for homeowners insurance, and $2,563/yr in energy utilities. That adds approximately $591 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.