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Union Parish Mortgage Calculator

Estimate your true cost of homeownership in Union Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,009
P&I Payment$735
Taxes & Ins$82
Utilities$191
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Mortgage Details

$138,422
Local Median: $138,422
$27,684 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,009

Monthly Breakdown

Principal & Interest
$735
Property Taxes
$35
Homeowners Ins.
$47
Utilities
$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$154,034

Local Housing Facts for Union Parish

  • ·Median home value: $138,422 (adjusted for current market conditions)
  • ·Est. property taxes: $425/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $564/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,297/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Union Parish?

Based on the local median home value, estimated real estate property taxes in Union Parish are around $425 per year.

What is the average home price in Union Parish?

The median home value in Union Parish is currently estimated at $138,422.

How much does homeowners insurance cost in Union Parish?

For a median priced home, homeowners insurance in Union Parish averages around $564 annually.

What is the true total cost of owning a home in Union Parish?

True homeownership costs go beyond principal and interest. In Union Parish, a typical homeowner with a median-priced home of $138,422 can expect to pay roughly $425/yr in property taxes, $564/yr for homeowners insurance, and $2,297/yr in energy utilities. That adds approximately $274 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.