Local
Learn about the people, housing, costs and businesses in Union Springs, Alabama
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Union Springs.
True all-in cost — P&I, taxes, insurance & utilities for homes in Union Springs.
Find and compare lenders active near Union Springs.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Union Springs.
Seismic risk and earthquake insurance estimates for Union Springs.
Wildfire exposure and insurance estimates for Union Springs.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Union Springs is approximately 6.987% (7.029% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Union SpringsThe median home value in Union Springs is $83k. The median monthly rent is $573. Annual property taxes average $348. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $545/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $23k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Union Springs is $22k/year.
Calculate your buying powerThe largest employment sectors in Union Springs are retail (41%) and public administration (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.