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Learn about the people, housing, costs and businesses in University of California-Santa Barbara, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in University of California-Santa Barbara.
True all-in cost — P&I, taxes, insurance & utilities for homes in University of California-Santa Barbara.
Find and compare lenders active near University of California-Santa Barbara.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for University of California-Santa Barbara.
Seismic risk and earthquake insurance estimates for University of California-Santa Barbara.
Wildfire exposure and insurance estimates for University of California-Santa Barbara.
Cost of living, demographics, and community profile
Income, rent and all-in ownership costs for University of California-Santa Barbara.
People, housing & businesses in University of California-Santa Barbara.
As of today, the 30-year fixed mortgage rate for University of California-Santa Barbara is approximately 7.033% (7.062% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for University of California-Santa BarbaraThe median home value in University of California-Santa Barbara is $1.1M. The median monthly rent is $2,309. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in University of California-Santa Barbara have increased 13.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,443/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $105k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in University of California-Santa Barbara is $120k/year.
Calculate your buying powerThe largest employment sectors in University of California-Santa Barbara are public administration (51%) and healthcare (8%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.