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University Place Mortgage Calculator

Estimate your true cost of homeownership in University Place with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,290
P&I Payment$3,574
Taxes & Ins$589
Utilities$128
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Mortgage Details

$681,050
Local Median: $681,050
$136,210 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,290

Monthly Breakdown

Principal & Interest
$3,574
Property Taxes
$511
Homeowners Ins.
$78
Utilities
$128

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$741,711

Local Housing Facts for University Place

  • ·Median home value: $681,050 (adjusted for current market conditions)
  • ·Est. property taxes: $6,135/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $935/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,530/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in University Place?

Based on the local median home value, estimated real estate property taxes in University Place are around $6,135 per year.

What is the average home price in University Place?

The median home value in University Place is currently estimated at $681,050.

How much does homeowners insurance cost in University Place?

For a median priced home, homeowners insurance in University Place averages around $935 annually.

What is the true total cost of owning a home in University Place?

True homeownership costs go beyond principal and interest. In University Place, a typical homeowner with a median-priced home of $681,050 can expect to pay roughly $6,135/yr in property taxes, $935/yr for homeowners insurance, and $1,530/yr in energy utilities. That adds approximately $717 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.