Local
Learn about the people, housing, costs and businesses in Up-Island Regional, Massachusetts
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Up-Island Regional.
True all-in cost — P&I, taxes, insurance & utilities for homes in Up-Island Regional.
Find and compare lenders active near Up-Island Regional.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Up-Island Regional.
Seismic risk and earthquake insurance estimates for Up-Island Regional.
Wildfire exposure and insurance estimates for Up-Island Regional.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Up-Island Regional is approximately 6.994% (7.026% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Up-Island RegionalThe median home value in Up-Island Regional is $1.5M. The median monthly rent is $2,081. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Up-Island Regional have increased 46.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,702/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $116k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Up-Island Regional is $162k/year.
Calculate your buying powerThe largest employment sectors in Up-Island Regional are public administration (23%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.