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Learn about the people, housing, costs and businesses in Upham, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Upham.
True all-in cost — P&I, taxes, insurance & utilities for homes in Upham.
Find and compare lenders active near Upham.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Upham.
Seismic risk and earthquake insurance estimates for Upham.
Wildfire exposure and insurance estimates for Upham.
As of today, the 30-year fixed mortgage rate for Upham is approximately 6.988% (7.027% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for UphamThe median home value in Upham is $125k. The median monthly rent is $627. Annual property taxes average $920. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Upham have increased 33.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $632/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $27k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Upham is $81k/year.
Calculate your buying powerThe largest employment sectors in Upham are public administration (20%) and agriculture and mining (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.