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Upper Arlington Mortgage Calculator

Estimate your true cost of homeownership in Upper Arlington with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,658
P&I Payment$3,531
Taxes & Ins$895
Utilities$232
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Mortgage Details

$674,064
Local Median: $674,064
$134,813 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,658

Monthly Breakdown

Principal & Interest
$3,531
Property Taxes
$786
Homeowners Ins.
$109
Utilities
$232

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$731,899

Local Housing Facts for Upper Arlington

  • ·Median home value: $674,064 (adjusted for current market conditions)
  • ·Est. property taxes: $9,426/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,308/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,787/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Upper Arlington?

Based on the local median home value, estimated real estate property taxes in Upper Arlington are around $9,426 per year.

What is the average home price in Upper Arlington?

The median home value in Upper Arlington is currently estimated at $674,064.

How much does homeowners insurance cost in Upper Arlington?

For a median priced home, homeowners insurance in Upper Arlington averages around $1,308 annually.

What is the true total cost of owning a home in Upper Arlington?

True homeownership costs go beyond principal and interest. In Upper Arlington, a typical homeowner with a median-priced home of $674,064 can expect to pay roughly $9,426/yr in property taxes, $1,308/yr for homeowners insurance, and $2,787/yr in energy utilities. That adds approximately $1,127 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.