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Learn about the people, housing, costs and businesses in Upper Bear Creek, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Upper Bear Creek.
True all-in cost — P&I, taxes, insurance & utilities for homes in Upper Bear Creek.
Find and compare lenders active near Upper Bear Creek.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Upper Bear Creek.
Seismic risk and earthquake insurance estimates for Upper Bear Creek.
Wildfire exposure and insurance estimates for Upper Bear Creek.
As of today, the 30-year fixed mortgage rate for Upper Bear Creek is approximately 6.927% (6.964% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Upper Bear CreekThe median home value in Upper Bear Creek is $940k. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Upper Bear Creek have increased 8.1% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,237/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $96k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Upper Bear Creek is $175k/year.
Calculate your buying powerThe largest employment sectors in Upper Bear Creek are public administration (26%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.