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Learn about the people, housing, costs and businesses in Upper Fruitland, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Upper Fruitland.
True all-in cost — P&I, taxes, insurance & utilities for homes in Upper Fruitland.
Find and compare lenders active near Upper Fruitland.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Upper Fruitland.
Seismic risk and earthquake insurance estimates for Upper Fruitland.
Wildfire exposure and insurance estimates for Upper Fruitland.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Upper Fruitland is approximately 6.995% (7.035% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Upper FruitlandThe median home value in Upper Fruitland is $83k. The median monthly rent is $809. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Upper Fruitland have increased 17.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $471/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Upper Fruitland is $39k/year.
Calculate your buying powerThe largest employment sectors in Upper Fruitland are public administration (24%) and agriculture and mining (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.