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Upper West Shore

Learn about the people, housing, costs and businesses in Upper West Shore, Montana

Median Home$444,945
Median Rent$1,026/month
Population1,311
Leading IndustriesRetail · Public Administration16% retail
Home Value Growth⬆⬆⬆+42.1% over 2 years
Retirees21% of residentsslightly above average
Homeowners82% of occupied units
Upper West Shore
MT

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Real local data across mortgage, insurance, natural hazard, and place.

Frequently Asked Questions

What are today's mortgage rates in Upper West Shore?

As of today, the 30-year fixed mortgage rate for Upper West Shore is approximately 6.953% (6.994% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.

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What is the median home price in Upper West Shore?

The median home value in Upper West Shore is $445k. The median monthly rent is $1,026. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Upper West Shore?

Home values in Upper West Shore have increased 42.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Upper West Shore?

Based on a typical all-in ownership cost of $876/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Upper West Shore is $74k/year.

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What industries drive the economy in Upper West Shore?

The largest employment sectors in Upper West Shore are public administration (25%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.