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Cost of Living in Upton

Is it better to rent or buy in Upton? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$155,508
$948/mo

Median in area: $948

$576,700

Median in area: $576,700

$115,340

If you Rent

$1,197 /mo
Base Rent$948
Est. Utilities$249
% of Income9.2%
Pre-tax Residual$11,762

If you Buy

$4,235 /mo
P&I (6.823%)$3,015
Taxes & Ins$971
Est. Utilities$249
% of Income32.7%
Pre-tax Residual$8,724

Cost of Living FAQs

Is it cheaper to rent or buy in Upton?›

Based on median housing data, renting is currently more affordable on a monthly basis in Upton. The estimated all-in monthly cost for renting is $1,197, while owning a median-priced home with a 20% down payment is roughly $4,235 per month (a difference of $3,038).

How much do utilities cost in Upton?›

The average monthly utility cost (electricity and natural gas) for a typical home in Upton is approximately $249. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Upton?›

To comfortably afford the median rent and utilities in Upton without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $47,880 per year.