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Upton Mortgage Calculator

Estimate your true cost of homeownership in Upton with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,628
P&I Payment$1,234
Taxes & Ins$191
Utilities$204
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Mortgage Details

$232,818
Local Median: $232,818
$46,564 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,628

Monthly Breakdown

Principal & Interest
$1,234
Property Taxes
$97
Homeowners Ins.
$93
Utilities
$204

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$257,952

Local Housing Facts for Upton

  • ·Median home value: $232,818 (adjusted for current market conditions)
  • ·Est. property taxes: $1,169/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,118/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,442/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Upton?

Based on the local median home value, estimated real estate property taxes in Upton are around $1,169 per year.

What is the average home price in Upton?

The median home value in Upton is currently estimated at $232,818.

How much does homeowners insurance cost in Upton?

For a median priced home, homeowners insurance in Upton averages around $1,118 annually.

What is the true total cost of owning a home in Upton?

True homeownership costs go beyond principal and interest. In Upton, a typical homeowner with a median-priced home of $232,818 can expect to pay roughly $1,169/yr in property taxes, $1,118/yr for homeowners insurance, and $2,442/yr in energy utilities. That adds approximately $394 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.