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Urbandale Mortgage Calculator

Estimate your true cost of homeownership in Urbandale with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,611
P&I Payment$1,906
Taxes & Ins$528
Utilities$176
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Mortgage Details

$362,015
Local Median: $362,015
$72,403 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,611

Monthly Breakdown

Principal & Interest
$1,906
Property Taxes
$443
Homeowners Ins.
$86
Utilities
$176

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$396,628

Local Housing Facts for Urbandale

  • ·Median home value: $362,015 (adjusted for current market conditions)
  • ·Est. property taxes: $5,310/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,031/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,114/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Urbandale?

Based on the local median home value, estimated real estate property taxes in Urbandale are around $5,310 per year.

What is the average home price in Urbandale?

The median home value in Urbandale is currently estimated at $362,015.

How much does homeowners insurance cost in Urbandale?

For a median priced home, homeowners insurance in Urbandale averages around $1,031 annually.

What is the true total cost of owning a home in Urbandale?

True homeownership costs go beyond principal and interest. In Urbandale, a typical homeowner with a median-priced home of $362,015 can expect to pay roughly $5,310/yr in property taxes, $1,031/yr for homeowners insurance, and $2,114/yr in energy utilities. That adds approximately $705 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.