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Urbandale Community Mortgage Calculator

Estimate your true cost of homeownership in Urbandale Community with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,064
P&I Payment$1,541
Taxes & Ins$369
Utilities$154
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Mortgage Details

$290,077
Local Median: $290,077
$58,015 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,064

Monthly Breakdown

Principal & Interest
$1,541
Property Taxes
$229
Homeowners Ins.
$141
Utilities
$154

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$322,569

Local Housing Facts for Urbandale Community

  • ·Median home value: $290,077 (adjusted for current market conditions)
  • ·Est. property taxes: $2,742/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,691/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,852/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Urbandale Community?

Based on the local median home value, estimated real estate property taxes in Urbandale Community are around $2,742 per year.

What is the average home price in Urbandale Community?

The median home value in Urbandale Community is currently estimated at $290,077.

How much does homeowners insurance cost in Urbandale Community?

For a median priced home, homeowners insurance in Urbandale Community averages around $1,691 annually.

What is the true total cost of owning a home in Urbandale Community?

True homeownership costs go beyond principal and interest. In Urbandale Community, a typical homeowner with a median-priced home of $290,077 can expect to pay roughly $2,742/yr in property taxes, $1,691/yr for homeowners insurance, and $1,852/yr in energy utilities. That adds approximately $524 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.