Local
Learn about the people, housing, costs and businesses in Vacaville, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Vacaville.
True all-in cost — P&I, taxes, insurance & utilities for homes in Vacaville.
Find and compare lenders active near Vacaville.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Vacaville.
Seismic risk and earthquake insurance estimates for Vacaville.
Wildfire exposure and insurance estimates for Vacaville.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Vacaville is approximately 6.824% (6.857% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for VacavilleThe median home value in Vacaville is $619k. The median monthly rent is $2,330. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Vacaville have increased 2.8% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,340/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $100k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Vacaville is $116k/year.
Calculate your buying powerThe largest employment sectors in Vacaville are public administration (23%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.