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Learn about the people, housing, costs and businesses in Valdosta
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Valdosta.
True all-in cost — P&I, taxes, insurance & utilities for homes in Valdosta.
Find and compare lenders active near Valdosta.
FEMA flood zones and flood insurance estimates for Valdosta.
Seismic risk and earthquake insurance estimates for Valdosta.
Wildfire exposure and insurance estimates for Valdosta.
Mortgage rates for Valdosta are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for ValdostaThe median home value in Valdosta is $191k. The median monthly rent is $1,034. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Valdosta have increased 17.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,011/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Valdosta is $60k/year.
Calculate your buying powerThe largest employment sectors in Valdosta are public administration (24%) and retail (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.