Local
Learn about the people, housing, costs and businesses in Valle Hermoso, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Valle Hermoso.
True all-in cost — P&I, taxes, insurance & utilities for homes in Valle Hermoso.
Find and compare lenders active near Valle Hermoso.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Valle Hermoso.
Seismic risk and earthquake insurance estimates for Valle Hermoso.
Wildfire exposure and insurance estimates for Valle Hermoso.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Valle Hermoso is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Valle HermosoThe median home value in Valle Hermoso is $125k. The median monthly rent is $718. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Valle Hermoso have increased 13.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $558/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Valle Hermoso is $48k/year.
Calculate your buying powerThe largest employment sectors in Valle Hermoso are public administration (34%) and information and media (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.