Local
Learn about the people, housing, costs and businesses in Valley Acres, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Valley Acres.
True all-in cost — P&I, taxes, insurance & utilities for homes in Valley Acres.
Find and compare lenders active near Valley Acres.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Valley Acres.
Seismic risk and earthquake insurance estimates for Valley Acres.
Wildfire exposure and insurance estimates for Valley Acres.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Valley Acres is approximately 6.823% (6.856% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Valley AcresThe median home value in Valley Acres is $268k. The median monthly rent is $1,196. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Valley Acres have increased 10.0% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,309/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $56k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Valley Acres is $93k/year.
Calculate your buying powerThe largest employment sectors in Valley Acres are agriculture and mining (22%) and public administration (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.