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Valley-Edinburg Public School District 118 Mortgage Calculator

Estimate your true cost of homeownership in Valley-Edinburg Public School District 118 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,242

P&I Payment$774

Taxes & Ins$162

Utilities$306

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Mortgage Details

Home Price$145,537

Local Median: $145,537

Down Payment$29,107 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,124

Homeowners Ins. / yr$817

Include Flood InsuranceOptional

Estimated based on Valley-Edinburg Public School District 118 FEMA risk profiles.

Include Est. Utilities$3,674/yr

Based on DOE LEAD data for Valley-Edinburg Public School District 118.

Monthly$1,242

Monthly Breakdown

Principal & Interest

$774

Property Taxes

$94

Homeowners Ins.

$68

Utilities

$306

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$162,373

Local Housing Facts for Valley-Edinburg Public School District 118

·Median home value: $145,537 (adjusted for current market conditions)
·Est. property taxes: $1,124/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $817/yr — based on local per-$1K premium rates
·Energy utilities: $3,674/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Valley-Edinburg Public School District 118?

Based on the local median home value, estimated real estate property taxes in Valley-Edinburg Public School District 118 are around $1,124 per year.

What is the average home price in Valley-Edinburg Public School District 118?

The median home value in Valley-Edinburg Public School District 118 is currently estimated at $145,537.

How much does homeowners insurance cost in Valley-Edinburg Public School District 118?

For a median priced home, homeowners insurance in Valley-Edinburg Public School District 118 averages around $817 annually.

What is the true total cost of owning a home in Valley-Edinburg Public School District 118?

True homeownership costs go beyond principal and interest. In Valley-Edinburg Public School District 118, a typical homeowner with a median-priced home of $145,537 can expect to pay roughly $1,124/yr in property taxes, $817/yr for homeowners insurance, and $3,674/yr in energy utilities. That adds approximately $468 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.