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Learn about the people, housing, costs and businesses in Vergas, Minnesota
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Vergas.
True all-in cost — P&I, taxes, insurance & utilities for homes in Vergas.
Find and compare lenders active near Vergas.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Vergas.
Seismic risk and earthquake insurance estimates for Vergas.
Wildfire exposure and insurance estimates for Vergas.
As of today, the 30-year fixed mortgage rate for Vergas is approximately 6.883% (6.919% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for VergasThe median home value in Vergas is $392k. The median monthly rent is $956. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Vergas have increased 21.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,229/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $53k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Vergas is $87k/year.
Calculate your buying powerThe largest employment sectors in Vergas are public administration (22%) and wholesale trade (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.