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Vermilion Parish Mortgage Calculator

Estimate your true cost of homeownership in Vermilion Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,310
P&I Payment$917
Taxes & Ins$194
Utilities$198
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Mortgage Details

$173,373
Local Median: $173,373
$34,675 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,310

Monthly Breakdown

Principal & Interest
$917
Property Taxes
$54
Homeowners Ins.
$140
Utilities
$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$191,387

Local Housing Facts for Vermilion Parish

  • ·Median home value: $173,373 (adjusted for current market conditions)
  • ·Est. property taxes: $650/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,683/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,380/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Vermilion Parish?

Based on the local median home value, estimated real estate property taxes in Vermilion Parish are around $650 per year.

What is the average home price in Vermilion Parish?

The median home value in Vermilion Parish is currently estimated at $173,373.

How much does homeowners insurance cost in Vermilion Parish?

For a median priced home, homeowners insurance in Vermilion Parish averages around $1,683 annually.

What is the true total cost of owning a home in Vermilion Parish?

True homeownership costs go beyond principal and interest. In Vermilion Parish, a typical homeowner with a median-priced home of $173,373 can expect to pay roughly $650/yr in property taxes, $1,683/yr for homeowners insurance, and $2,380/yr in energy utilities. That adds approximately $393 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.