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Villisca Mortgage Calculator

Estimate your true cost of homeownership in Villisca with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,425
P&I Payment$918
Taxes & Ins$235
Utilities$273
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Mortgage Details

$169,106
Local Median: $169,106
$33,821 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,425

Monthly Breakdown

Principal & Interest
$918
Property Taxes
$168
Homeowners Ins.
$67
Utilities
$273

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$195,170

Local Housing Facts for Villisca

  • ·Median home value: $169,106 (adjusted for current market conditions)
  • ·Est. property taxes: $2,016/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $798/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,273/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Villisca?

Based on the local median home value, estimated real estate property taxes in Villisca are around $2,016 per year.

What is the average home price in Villisca?

The median home value in Villisca is currently estimated at $169,106.

How much does homeowners insurance cost in Villisca?

For a median priced home, homeowners insurance in Villisca averages around $798 annually.

What is the true total cost of owning a home in Villisca?

True homeownership costs go beyond principal and interest. In Villisca, a typical homeowner with a median-priced home of $169,106 can expect to pay roughly $2,016/yr in property taxes, $798/yr for homeowners insurance, and $3,273/yr in energy utilities. That adds approximately $507 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.