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Wabasha Mortgage Calculator

Estimate your true cost of homeownership in Wabasha with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,252
P&I Payment$1,674
Taxes & Ins$383
Utilities$195
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Mortgage Details

$314,689
Local Median: $314,689
$62,938 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,252

Monthly Breakdown

Principal & Interest
$1,674
Property Taxes
$236
Homeowners Ins.
$147
Utilities
$195

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$350,911

Local Housing Facts for Wabasha

  • ·Median home value: $314,689 (adjusted for current market conditions)
  • ·Est. property taxes: $2,831/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,765/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,339/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wabasha?

Based on the local median home value, estimated real estate property taxes in Wabasha are around $2,831 per year.

What is the average home price in Wabasha?

The median home value in Wabasha is currently estimated at $314,689.

How much does homeowners insurance cost in Wabasha?

For a median priced home, homeowners insurance in Wabasha averages around $1,765 annually.

What is the true total cost of owning a home in Wabasha?

True homeownership costs go beyond principal and interest. In Wabasha, a typical homeowner with a median-priced home of $314,689 can expect to pay roughly $2,831/yr in property taxes, $1,765/yr for homeowners insurance, and $2,339/yr in energy utilities. That adds approximately $578 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.