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Wahpeton Mortgage Calculator

Estimate your true cost of homeownership in Wahpeton with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,393
P&I Payment$977
Taxes & Ins$269
Utilities$147
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Mortgage Details

$186,013
Local Median: $186,013
$37,203 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,393

Monthly Breakdown

Principal & Interest
$977
Property Taxes
$195
Homeowners Ins.
$75
Utilities
$147

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$203,010

Local Housing Facts for Wahpeton

  • ·Median home value: $186,013 (adjusted for current market conditions)
  • ·Est. property taxes: $2,334/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $898/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,759/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wahpeton?

Based on the local median home value, estimated real estate property taxes in Wahpeton are around $2,334 per year.

What is the average home price in Wahpeton?

The median home value in Wahpeton is currently estimated at $186,013.

How much does homeowners insurance cost in Wahpeton?

For a median priced home, homeowners insurance in Wahpeton averages around $898 annually.

What is the true total cost of owning a home in Wahpeton?

True homeownership costs go beyond principal and interest. In Wahpeton, a typical homeowner with a median-priced home of $186,013 can expect to pay roughly $2,334/yr in property taxes, $898/yr for homeowners insurance, and $1,759/yr in energy utilities. That adds approximately $416 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.