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Wailea Mortgage Calculator

Estimate your true cost of homeownership in Wailea with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$9,805
P&I Payment$9,209
Taxes & Ins$369
Utilities$227
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Mortgage Details

$1,758,818
Local Median: $1,758,818
$351,764 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$9,805

Monthly Breakdown

Principal & Interest
$9,209
Property Taxes
$288
Homeowners Ins.
$80
Utilities
$227

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,908,037

Local Housing Facts for Wailea

  • ·Median home value: $1,758,818 (adjusted for current market conditions)
  • ·Est. property taxes: $3,458/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $964/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,729/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Wailea?

Based on the local median home value, estimated real estate property taxes in Wailea are around $3,458 per year.

What is the average home price in Wailea?

The median home value in Wailea is currently estimated at $1,758,818.

How much does homeowners insurance cost in Wailea?

For a median priced home, homeowners insurance in Wailea averages around $964 annually.

What is the true total cost of owning a home in Wailea?

True homeownership costs go beyond principal and interest. In Wailea, a typical homeowner with a median-priced home of $1,758,818 can expect to pay roughly $3,458/yr in property taxes, $964/yr for homeowners insurance, and $2,729/yr in energy utilities. That adds approximately $596 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.