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Learn about the people, housing, costs and businesses in Waldo, Kansas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Waldo.
True all-in cost — P&I, taxes, insurance & utilities for homes in Waldo.
Find and compare lenders active near Waldo.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Waldo.
Seismic risk and earthquake insurance estimates for Waldo.
Wildfire exposure and insurance estimates for Waldo.
As of today, the 30-year fixed mortgage rate for Waldo is approximately 6.931% (6.968% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WaldoThe median home value in Waldo is $106k. The median monthly rent is $728. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Waldo have increased 14.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $703/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Waldo is $66k/year.
Calculate your buying powerThe largest employment sectors in Waldo are public administration (15%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.