Safe Rate Local

Mortgage Rates in Walworth County, SD

7.143%APR 7.176% · $1,140/mo (20% Down)
Updated daily · May 22, 2026+0.222% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.222%
LO 6.900%HI 7.143%TODAY 7.143%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.225%
6.272% APR
$1,446
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$93/mo MI
0% Down640 FICO30-yr
6.371%
7.142% APR
$1,293
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.458%
6.833% APR
$1,325
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.475%
6.628% APR
$1,213
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
7.130%
7.162% APR
$1,138
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.499%
7.533% APR
$1,181
Principal & Interest
$0 Points

Mortgage Rates in Walworth County: Local Market Snapshot

Median Home Value
$144,067
2-Yr Appreciation
1.4%
decline
Median Income
$63,219
household
Price-to-Income
2.3x
within reach

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Walworth County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 46129
Average Home Value
$144,067
Average Rent
$889/mo
Average Income
$63,219
Property Tax
$1,920/yr
Avg Loan
$168,889
Avg LTV
80.0%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$85/mo
Flood Insurance$71/mo
Risk TierVery High
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.