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Learn about the people, housing, costs and businesses in Wapato, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wapato.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wapato.
Find and compare lenders active near Wapato.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Wapato.
Seismic risk and earthquake insurance estimates for Wapato.
Wildfire exposure and insurance estimates for Wapato.
As of today, the 30-year fixed mortgage rate for Wapato is approximately 6.995% (7.035% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WapatoThe median home value in Wapato is $198k. The median monthly rent is $932. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wapato have increased 6.5% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $747/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wapato is $54k/year.
Calculate your buying powerThe largest employment sectors in Wapato are agriculture and mining (23%) and construction (23%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.