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Learn about the people, housing, costs and businesses in Wapella, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wapella.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wapella.
Find and compare lenders active near Wapella.
FEMA flood zones and flood insurance estimates for Wapella.
Seismic risk and earthquake insurance estimates for Wapella.
Wildfire exposure and insurance estimates for Wapella.
As of today, the 30-year fixed mortgage rate for Wapella is approximately 7.113% (7.128% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WapellaThe median home value in Wapella is $170k. The median monthly rent is $828. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wapella have increased 5.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,039/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wapella is $77k/year.
Calculate your buying powerThe largest employment sectors in Wapella are public administration (27%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.