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Learn about the people, housing, costs and businesses in Wapello, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Wapello.
True all-in cost — P&I, taxes, insurance & utilities for homes in Wapello.
Find and compare lenders active near Wapello.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Wapello.
Seismic risk and earthquake insurance estimates for Wapello.
Wildfire exposure and insurance estimates for Wapello.
As of today, the 30-year fixed mortgage rate for Wapello is approximately 7.012% (7.052% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WapelloThe median home value in Wapello is $142k. The median monthly rent is $722. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Wapello have decreased 10.6% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $821/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Wapello is $74k/year.
Calculate your buying powerThe largest employment sectors in Wapello are public administration (23%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.