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Warroad Mortgage Calculator

Estimate your true cost of homeownership in Warroad with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,760
P&I Payment$1,085
Taxes & Ins$199
Utilities$476
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Mortgage Details

$204,131
Local Median: $204,131
$40,826 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,760

Monthly Breakdown

Principal & Interest
$1,085
Property Taxes
$150
Homeowners Ins.
$49
Utilities
$476

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$227,154

Local Housing Facts for Warroad

  • ·Median home value: $204,131 (adjusted for current market conditions)
  • ·Est. property taxes: $1,803/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $588/yr — based on local per-$1K premium rates
  • ·Energy utilities: $5,715/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Warroad?

Based on the local median home value, estimated real estate property taxes in Warroad are around $1,803 per year.

What is the average home price in Warroad?

The median home value in Warroad is currently estimated at $204,131.

How much does homeowners insurance cost in Warroad?

For a median priced home, homeowners insurance in Warroad averages around $588 annually.

What is the true total cost of owning a home in Warroad?

True homeownership costs go beyond principal and interest. In Warroad, a typical homeowner with a median-priced home of $204,131 can expect to pay roughly $1,803/yr in property taxes, $588/yr for homeowners insurance, and $5,715/yr in energy utilities. That adds approximately $676 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.