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Waseca County Mortgage Calculator

Estimate your true cost of homeownership in Waseca County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,984
P&I Payment$1,427
Taxes & Ins$357
Utilities$200

Mortgage Details

$264,860
Local Median: $264,860
$52,972 (20%)
%

Local Area Costs

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Get a live quote priced specifically for Waseca County using Safe Rate's engine.

Monthly$1,984

Monthly Breakdown

Principal & Interest
$1,427
Property Taxes
$217
Homeowners Ins.
$141
Est. Utilities
$200

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$301,662

Local Housing Facts for Waseca County

  • ·Median home value: $264,860 (adjusted for current market conditions)
  • ·Est. property taxes: $2,599/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,686/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,400/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Waseca County?

Based on the local median home value, estimated real estate property taxes in Waseca County are around $2,599 per year.

What is the average home price in Waseca County?

The median home value in Waseca County is currently estimated at $264,860.

How much does homeowners insurance cost in Waseca County?

For a median priced home, homeowners insurance in Waseca County averages around $1,686 annually.

What is the true total cost of owning a home in Waseca County?

True homeownership costs go beyond principal and interest. In Waseca County, a typical homeowner with a median-priced home of $264,860 can expect to pay roughly $2,599/yr in property taxes, $1,686/yr for homeowners insurance, and $2,400/yr in energy utilities. That adds approximately $557 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.