Local
Learn about the people, housing, costs and businesses in Watkins, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Watkins.
True all-in cost — P&I, taxes, insurance & utilities for homes in Watkins.
Find and compare lenders active near Watkins.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Watkins.
Seismic risk and earthquake insurance estimates for Watkins.
Wildfire exposure and insurance estimates for Watkins.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Watkins is approximately 6.810% (6.843% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for WatkinsThe median home value in Watkins is $711k. The median monthly rent is $1,739. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Watkins have increased 7.6% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,435/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $104k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Watkins is $150k/year.
Calculate your buying powerThe largest employment sectors in Watkins are public administration (18%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.