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Learn about the people, housing, costs and businesses in Watts Mills, South Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Watts Mills.
True all-in cost — P&I, taxes, insurance & utilities for homes in Watts Mills.
Find and compare lenders active near Watts Mills.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Watts Mills.
Seismic risk and earthquake insurance estimates for Watts Mills.
Wildfire exposure and insurance estimates for Watts Mills.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Watts Mills is approximately 6.917% (6.954% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Watts MillsThe median home value in Watts Mills is $113k. The median monthly rent is $855. Annual property taxes average $968. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Watts Mills have increased 16.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $843/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Watts Mills is $50k/year.
Calculate your buying powerThe largest employment sectors in Watts Mills are public administration (32%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.