Safe Rate Local

Mortgage Rates in Waukesha County, WI

6.954%APR 6.980% · $2,549/mo (20% Down)
Updated daily · May 21, 2026+0.448% (14d)
Safe Rate Choice20% Down Conv.
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14-Day Rate Trend
+0.448%
LO 6.493%HI 6.954%TODAY 6.954%
ProductRate / APR Mo. Payment Points
15-Year Refi
15-year fixed refinance
0% Down740 FICO15-yr
6.075%
6.113% APR
$2,999
Principal & Interest
$0 Points
FHA Streamline
FHA streamline refinance
+$213/mo MI
0% Down640 FICO30-yr
6.257%
7.021% APR
$2,912
Principal & Interest
$0 Points
VA Cash-Out
VA cash-out refinance
0% Down640 FICO30-yr
6.376%
6.744% APR
$2,994
Principal & Interest
$0 Points
VA IRRRL
VA streamline refinance
0% Down640 FICO30-yr
6.396%
6.544% APR
$2,742
Principal & Interest
$0 Points
Rate/Term Refi
Conventional rate/term refinance
0% Down740 FICO30-yr
6.914%
6.941% APR
$2,333
Principal & Interest
$0 Points
Cash-Out Refi
Conventional cash-out refinance
0% Down740 FICO30-yr
7.373%
7.401% APR
$2,658
Principal & Interest
$0 Points

Mortgage Rates in Waukesha County: Local Market Snapshot

Median Home Value
$478,293
2-Yr Appreciation
17.3%
increase
Median Income
$110,384
household
Price-to-Income
4.3x
stretched

Rates updated daily via Safe Rate's pricing engine using live investor rate sheets, calibrated to Waukesha County's local loan limits and FHFA market data. Your actual rate depends on credit score, down payment, and lender.

Frequently Asked Questions

Market Snapshot

FIPS 55133
Average Home Value
$478,293
Average Rent
$1,460/mo
Average Income
$110,384
Property Tax
$4,650/yr
Avg Loan
$353,704
Avg LTV
73.5%

Estimated Insurance

Homeowners Insurance
HO-3 policy · covers dwelling, property & liability
$80/mo
Flood Insurance$37/mo
Risk TierLow
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Rates are representative estimates using base pricing sourced from national wholesale lenders. Safe Rate Mortgage is a broker driven platform. Estimated rates incorporate 1.40% lender paid compensation (minimum $2,000, maximum $4,000). At initial launch, no compensation occurs. Demographic and housing data sourced from public HUD and FHFA datasets.